Mortgage Fraud is Far from Being a Dead Business

You'd think that with national home ownership stats in the toilet and foreclosures on the rise mortgage that fraud would be down. But then you'd be underestimating the fiercely primitive survival strategy of the typical con artist. If the economy changes, they'll adapt their tactics to make it work. When it comes to targeting those who own their homes, the tricks have only gotten dirtier. People at risk for losing their homes need to make sure they avoid these scams in order to keep from having to move into self storage units, which, I assure you, is far worse than a mere rental.

These days, your typical mortgage fraud is less about good -fashioned identity theft, wherein someone would take a HELOC loan out in someone else's name, and more about old fashioned confidence tricks. The target of today's mortgage fraud tends to be somebody on the verge of foreclosure or somebody who may be interested in having their mortgage modified. The con artist will introduce him or herself as a reputable mortgage financier or other official sounding title, and proceed with trying to trick you into whatever they can.

According to the Freddie Mac web page covering mortgage fraud , the following should be viewed as good indicators that the company or individual you're dealing with is, in fact, attempting to pull off a mortgage scam:

• The company or individual asks for an upfront fee.
• The company or individual "guarantees" they can put a stop to a foreclosure process or modify your loan.
• The company or individual suggests that you stop paying your mortgage company and start paying them.
• The company or individual tries to talk you into signing the deed of your house over to them.
• The company or individual attempts to have you sign paperwork you haven't read.
• The company or individual claims they can offer you a "government approved loan" that your mortgage lender didn't tell you about.
• The company or individual asks you to release private information such as social security numbers, account numbers, etc., over the phone.

If such an entity does one of these things, then you should notify the authorities immediately.

It's important to never stop asking questions and being skeptical. You may very well be at your wits end and desperate for a solution, but resist simple fixes at all costs. Mortgage fraudsters target people in these situations. Those that are stressed are easy to persuade so long as they're told what they want to hear.

Hear me when I say, there's never going to be a simple way out of foreclosure or a simple way to modify your mortgage. With that said, these things certainly aren't impossible if you follow the right channels and trust the right people. All it takes is a little street smarts and a healthy dose of skepticism.

uTorrent To Launch uTorrent Paid Version - Coming Soon

uTorrent, the most popular download manager client for Torrent Files is soon going to launched uTorrent Paid Version for corporate users. BitTorrent Inc. has announced that they are soon going to launch a paid version of the popular �Torrent client. A paid upgrade to the popular torrent manager uTorrent is in the works, the makers of the program announced today. Though it's still in development process and is still unavailable publicly, uTorrent Plus promises to include tools that will eliminate codec problems, convert file formats, and move content between devices, according to the blog post announcing the product.

According to Jordy Berson, director of product management for uTorrent;

 "The free version will receive the same level of commitment and development resources as it does now."

uTorrent team is working on finalizing an invite only beta version of the client according to TorrentFreak, with the expectation that more details about the program will be published in the coming weeks. Those wishing to put their name down to qualify for early access must do so through their webpage. No price has yet been set for �TorrentPlus according to Jordy Berson who is Director of Product Management for the brand.

According to uTorrent Spokesman Mr Berson;

�We think of it more as diversifying revenue sources. Some of the features will involve us paying licensing fees so it�s not like this is a pure profit business for us, although given our scale we�ll be able to negotiate good terms and pass on to customers a great value�.

The price point for uTorrent Plus has not been announced, the company has also created a sign-up page for people who want more information on uTorrent Plus.

Google Badges for Google News - Read News, Earn Badges and Share It

Google has released new and exciting feature for its product Google News called Google News Badges. Google News is one of the most news reading website on internet with millions of readers worldwide. Google News provides news from all sources either its political, religious, technology, business etc. Google turns reading news articles into a game where readers are rewarded with news badges based on their reading habits. Google officially announced this news on its Official Google News Blog. Starting today, in the U.S. edition of Google News, you can see how voracious a news reader you are by earning Google News Badges as you read articles about your favorite topics. The more you read the higher level badge you�ll receive.

According to Natasha Mohanty, an engineer at Google News;

"On Google News, the average reader of political news has read 20 articles about politics in the last six months. Where do you stand? Once we see how badges are used and shared, we look forward to taking this feature to the next level."

You earn badges by reading articles on specific topics. The more you read, the more stars appear on a badge. The stars start at the Bronze level and move up to Silver, Platinum and Ultimate. There are more than 500 badges available to suit a wide range of topics.

Google's badges are private by default, meaning only you can see which awards you've won. But as soon as you are ready to start showing off how many articles you have read, you can share the badges with friends.

Like with all Google products, there is easy integration with other Google features so you can easily share your badges on your new Google+ account. This automatic sharing of news sections is probably the most interesting feature of badges, but it isn't as useful as it could be. Your friends can see how many stories you've read, but they can't see what stories you've read, or better yet, stories you've marked in some way.

To turn Google News Badges on, enable Web History. Badges will appear in the Personalize column in Google News, if you don't see the column, you can open it by clicking "personalize" at the top right corner of the screen. Google has a help page that explains the new feature, complete with a short, happy video.

Most Popular Social Sharing Plugin Button for Websites and Blogs

BirghtEdge has published a new report which is about the Most Popular Social Sharing Plugin of websites and blogs, In that report the website includes top 10,000 websites and their adoption of social sharing plugins. The report compared the data from June 2011 and July 2011; show that Facebook and Twitter are both doing very well. Facebook has a clear edge though, while Google already shows signs of being able to seriously compete and can beat other social platform. Google+ surely has had a potential since it�s launched to compete in market.

Google +1 social sharing button is already more common on websites and blogs as compare to the Twitter �tweet� button. The report states that after analyzing the 10,000 largest websites, 450 of them had the +1 button compared to only 340 for Twitter. Facebook is still the dominant force in the market with 2,000 sites using some form of the �Like� button. In terms of the overall number of links out to the various social sites, Facebook leads the way with 47.4 percent of the top 10,000 websites including a link to Facebook directly on their homepage. Twitter has 41.8 percent, YouTube has 16.75 percent, and LinkedIn has 3.7 percent. 

According to the latest social plugin comparison includes Google+ the report is very much familiar that Facebook offers four plugins: Facebook Like button (10.8 percent), Facebook Like box (6.1 percent), Facebook Connect (1.9 percent), and Facebook Recommendations (1.2 percent). It�s not too much of a shocker that Facebook is dominating this scene. Not only does the social network offer the most options, but it has been offering plugins for much longer than its competitors. Google +1 button (4.5 percent) is already ahead of the Twitter Tweet button (2.1 percent) and the Twitter Follow button (1.3 percent). Google+ is still in its infancy stages, it�s impressive that they�ve already taken over Twitter in terms of easily liking content on the Internet.

Google Redesign YouTube Design, Layout and Looks - New UI Update

We all know that Google has already announced after introducing Google+ Project to the world that they are going to change all of its product UI and design according to its latest social networking website called Google+, Google had already changed the UI and looks of Google Search, Gmail, Google Maps and now Google is going to redesign its video based website called YouTube. YouTube is soon going to get a new looks and UI update according to Google spokesman. Google is currently testing a new design for YouTube which represents a departure from the traditional layout. You can personally see and test a new YouTube design here, which is currently named as Cosmic Panda.

YouTube is more focusing on darker theme as compare to its previous design, there are many adjustments that have been made in the new design, and there are several features which have primarily contributed to the overall shift in focus. Firstly, the site layout and graphics have changed which means for most at least, there will be a better viewing experience thanks to bigger video thumbnails and a darker background. Furthermore, YouTube has paid particular attention to changing the layout and information displayed on a user's channel page as seen below.

YouTube is now offering a huge set of tools for video uploaders to customize their channels by having the option of more layouts available to choose from. When the design is planned to be made the default theme for the site is unclear, but for those that are keen to try out the design, YouTube are offering users the ability to provide feedback in a method that is both interactive and easy. It is interesting to note that there are several alterations to the design which are familiar to the new theme Google is rolling out to all of its services, specifically Google+.

Top 20 Fastest Growing Application of Facebook

Facebook is now become the marketing hub of Social Networking Applications and most of the companies are investing on Facebook Apps Creation due to facebook apps exposure, we all know that most of the facebook users are youngster and they use Facebook Apps on daily basis and keen to explore new things on facebook every day, so Facebook Apps really attracts companies to build facebook app for their marketing strategy and make their online presence with Facebook Applications. Facebook already has 1000+ Applications on its data base and every week is a new beginning of new Facebook Application, we have chosen the 20 Best and Fastest Growing Facebook Application of all time of this week. Let�s check it out the Facebook's Fastest Growing Application of this week.

Top 20 Fastest Growing Application of Facebook:

WAT Remover Tool for Windows 7 - Genuine Activation Key

Microsoft Windows 7 is now become the primary Operating System for almost all Windows users after Windows XP and every single Windows XP user have already switched to the new Windows 7, but many of the Windows 7 new user are not aware of Windows 7 Activation Process and they always asked How To Activate Windows 7 and by pass the Genuine Advantage pop-up notification and make their Windows 7 fully activated for a lifetime, so today I am going to share how Windows 7 users can activate Windows 7 without having genuine serial keys and cracks.

WAT Remover Tool is the easiest way to activate Windows 7 in just 2 minutes. You don�t have to crack your Windows 7 to make it Genuine. WAT stands for (Windows Activation Technology) which Microsoft use to trace Windows Activation Status. You just have to run WAT Remover and your Windows 7 will be activated for a lifetime without doing anything. WAT Remover Tool will make your Windows 7 Genuine and will also remove the Genuine Advantage notification and you can also Download and Install latest Windows 7 Updates directly from Microsoft website. This tool will work with Windows 7 32-bit and 64-bit Operating Systems.

Download WAT Remover Tool and make your Windows 7 Genuine and completely remove Windows Activation pop-up notification and also 30 days trial period. You can also download and Install latest Windows 7 Updates directly from Microsoft without any trouble.

Installation Instruction:

• Format your current Windows Installation Completely.
• Install Fresh Windows 7 OS (Without Entering Serial Key).
• Turn Off Auto Windows Update Permanently.
• Run RemoveWAT 2.2.5 setup file and follow the instruction.
• You�re Done! Your Windows 7 is Activated. :)

Note: This WAT Remover Tool is only for Windows 7 OS. This tool won't work with any other Windows OS.

UPDATE: You can also Download All in One Windows XP, Windows Vista and Windows 7 Activator from here (All in One Package).

Google+ Mobile App for Apple iOS Devices iPhone, iPad and iPod Touch

As we know Google has recently launched its social networking website called Google+ and its already become popular amongst many social users. The web version of Google+ is only available for limited users due to its popular demand and many people are trying to get Google+ invitation to test Google+. An Application for Google+ has been made for Apple iOS devices and soon iPhone, iPad and iPod Touch users will be able to use Google+ on their devices. Google is working on Google+ Mobile Application and soon it will release soon.

According to Erica Joy, Google�s representative; The original Google+ App has been submitted to Apple for approval and soon it will be publicly available for Apple iOS device users includes iPhone, iPad and iPod Touch. Google is really getting engaged with its social network Google+ and trying to make its Google Plus Project successful after so much failure in Social Network arena. So if you have still didn�t received invitation of Google+ than you can get Google+ invitation from here. However According to CNN Report; many of Google+ "invites" are only lead to adds where people can purchase male "enhancement" pills. It's also likely that some invites could hide downloads of malware or other virus, So be aware of Fake Google+ Invitations and apply directly from official Google+ website.

Google is trying its best to become more socialize amongst people like Facebook users and trying to achieve more social audience with its unique Google+ feature called �Circles�.  According to recent report from Sky News, Facebook founder and CEO Mark Zuckerberg has already joined Google+ personally and have setup its own personal account on Google+.

Best Facebook Marketing Strategies and Ideas for Business Solution

Facebook is now become the marketing hub for many brands and companies to market various products and service online, because Facebook has a potential to provide customers and consumers to brands and companies and convert their ROI at profitable stage. According to the great saying "What you see is what you buy". So the more you market your products and services to costumer than the more chance you will get to sale it. Today every single company and business have joined the most popular Social Networking website Facebook to provide their customer 24/7 solutions worldwide, so if you want to enhance your chances to make profit and increase ROI of your business than you have to know the Best Methods and Strategies of Facebook Marketing for your business.

So today i am going to share How Brands and Companies can start Marketing on Facebook to gain more visibility and to increase ROI of business. The following Top 20 Facebook Marketing Strategies and Ideas can help you to get more customers and consumers through Facebook with satisfaction and can also enhance your Facebook marketing standards.

Best Facebook Marketing Strategies and Ideas for companies and businesses to start with:

• Having a lot of fans also enables you to market to fans� friends.
• Facebook marketing is about getting the right fans, not just lots of fans.
• Don�t just push messages at your fans engage them.
• Because of Edge Rank, most pages don�t reach most of their fans. In fact, see this post on the PageLever data about how only 7.5 percent of fans see page posts daily.
• Consumers don�t use Facebook nine to five, so you can�t be a community manager with those limited hours.
• Brands overcomplicate Facebook marketing which lowers response rates. Keep it simple. People are busy.
• Iterative creative makes more sense in Social Media (than traditional all at once unchangeable creative, which really came from the limitations of print media).
• People connect emotionally think about what emotions your brand inspires.
• Market like a mullet business in front and party in the back (thanks to Duncan from Firebelly for that one!)
• Public relations wants a seat at the social media table and everyone should please leave their silos work together as a team on Social Media!
• The data shows that Facebook is a top of funnel influencer for many online sales and last-click analytics will not give Facebook all the credit it deserves.
• Images in Facebook ads are critical. Try faces. It is called FACEbook, isn�t it?
• High clickthrough rates on Facebook ads lowers click and fan costs.
• Contests shouldn�t be used to get fans, but to engage fans.
• Facebook should complement, not replace your website.
• People connect with businesses that align with causes. What does your company believe in?
• 80 percent of fans from ads come from the like on the ad these new fans never see your custom landing tab.
• Don�t take numbers as is compare them to your industry�s average, e.g. fan counts and likes and comments per post.
• Business-to-business Facebook marketing can work, but stop talking so much about your company and engage!
• There�s no right number of posts per day for every company don�t post if you have nothing, but post 10 times if you have that much to share. And some businesses, like tourism and sports, are very seasonal and have more to say at certain times of year.

Customize Google+ - Convert Google+ Plus Into Facebook by UserScript

After the announcement of Google's new Social Networking website called 'Google+'. Google getting more attention from users of Social Networking arena. Now everyone wants to know more and more about Google+ features and updates and most of the users have already got invitation from Google to join Google+. So today i am going to share how you can customize Google+ more like Facebook and make necessary changes to get more social with your friends and followers.

Everyone has started comparing Google+ with Facebook in many ways, from the look, features and interface. By using Script Style you can actually customize Google+ by yourself. A new userscript style is available online through which you can customize Google+ and makes Google+ look even more like Facebook. By using a bit of CSS magic, designer Fabio Giolito has created a theme that convert Google+ into Facebook. The theme is installable as a userstyle userscript or as an add-on for the Chrome/Firefox plugin Stylish. Internet Explorer and Opera users can also install the script, which alters the design of Google+ to mimic the colors and layout of Facebook.

Here's you can see the new customize images developed by Fabio. Check out the before and after images to see Google+ Facebook in action. Fabio has also put the code for the userstyle on Github.

Reason Behind New Changes in Google Products Interface and Design

Google is customizing more of its products after the change in design and interface of Google Search, Google has already made an announcement in its previous official blog post and we had already review and discussed about the change in design and interfaces of various Google Products and Websites in our previous post. Now Google has decided to change the look and interface of its E-mail service called 'Gmail'. Soon you will be able to feel the change in interface of Gmail service and other related websites of Gmail. The new changes has made from Google after the announcement of Google's Social Networking website known as 'Google+'. These changes are all part of that particular website.

What's new in Google's new Interface?

Google's Search:

The most popular and most used Search Engine in the world Google Search interface has changed and got a new look. Google has changed the interface here greatly by introducing a new, less colorful color scheme around the Search interface. Link colors remain largely unchanged; however the sidebar has received a nice shade of black with red/orange highlights to go with. The search bar has received a grey backing and the overall top bar has been changed from white to black.

Google's Gmail:

Google has now introduced new Gmail theme and interface but you have to choose that new theme by yourself. You won't be able to see that new theme automatically. You actually have to change your theme; we recommend the use of the Dense theme as it saves space. Again, the issue of scrolling seems apparent with the new Gmail theme, as generally interface items are more spaced (especially lists). You fit fewer items on the screen and it appears as though buttons are optimized for touchscreen rather than a keyboard and mouse.

Google's Map:

Google also updated the new design and interface of its most popular product 'Google Maps'. The new interface feels more modern and refreshed, and Google has added the handy feature of My Places, which lists all places you have saved and rated for easy re-access in case you feel like visiting the same place again. There have been no changes to the actual maps part of Google Maps, so it�ll feel familiar in that respect.

Soon users will notice more and more new changes in Google's websites and products. So you have to get prepare for the new interface developed by the Google. Google is also encouraging users to give feedback on their new designs, and that can be provided here.

Download Facebook App 2.0 for Windows Phone

Microsoft has recently launched its new Facebook App version 2.0 for Windows Phone users. Microsoft has not revealed the new version of Facebook App 2.0 publicly due to some up gradation. But if you are Windows Phone user and if you are using Windows Phone Marketplace than you can download the latest Facebook App Version 2.0 for your Windows Phone. The biggest change which Microsoft has made in its new Facebook app version is addition of Push Notifications feature. You can now turn on notifications or a live tile count for the notifications.

The new Facebook Push Notification feature is easily customizable. You can easily choose to be notified about a new Wall Posts, Messages, Feed Comments, Feed Comments Reply, Photo Comments, Photo Tag, Tagged Photo Comments, Photo comment reply etc. All of those are optional notifications, meaning you have complete control over what the app notifies you about. The new version is very stable and fast as compare to its previous release, for now we only have this limited information. We will update you more about the new features as soon as we get more information from Microsoft spokesman. Subscribe to this post for more info on this topic. You can download Facebook 2.0 for Windows Phone here.